:root{
  --navy:#0b1f3a; --navy2:#17365d; --emerald:#0f7a5a; --gold:#c9a227;
  --ink:#1f2937; --muted:#5f6b7a; --paper:#ffffff; --soft:#f5f7fa; --line:#dfe5ec;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--navy2);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%;height:auto}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}
.header-inner{display:flex;align-items:center;gap:22px;min-height:82px}
.brand{display:flex;align-items:center;gap:12px;min-width:280px;color:var(--navy);font-weight:700}
.brand img{width:58px;height:58px;object-fit:contain}
.brand small{display:block;color:var(--muted);font-weight:500;line-height:1.25}
.nav-toggle{display:none;margin-left:auto;border:1px solid var(--line);background:white;padding:10px 12px;border-radius:8px;font-size:20px}
nav{margin-left:auto}nav ul{list-style:none;display:flex;align-items:center;gap:18px;margin:0;padding:0}nav a{font-size:14px;font-weight:700;color:var(--navy)}
.btn{display:inline-block;border-radius:8px;padding:12px 18px;font-weight:700;border:1px solid var(--navy);background:var(--navy);color:#fff}.btn:hover{text-decoration:none;filter:brightness(1.05)}
.btn.secondary{background:white;color:var(--navy)}
.hero{background:linear-gradient(135deg,#f9fbfd 0%,#edf4f1 100%);padding:74px 0;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:52px;align-items:center}
.eyebrow{font-size:13px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--emerald)}
h1{font-size:clamp(38px,5vw,62px);line-height:1.08;color:var(--navy);margin:10px 0 18px}
h2{font-size:clamp(28px,3vw,40px);line-height:1.2;color:var(--navy);margin:0 0 18px}
h3{font-size:21px;color:var(--navy);margin:0 0 10px}
.lead{font-size:19px;color:#415063;max-width:800px}.tagline{font-size:22px;color:var(--emerald);font-weight:700}
.hero-logo{max-width:360px;margin:auto;display:block;filter:drop-shadow(0 16px 24px rgba(11,31,58,.12))}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.section{padding:68px 0}.section.soft{background:var(--soft)}
.section-intro{max-width:850px;margin-bottom:34px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid.two{grid-template-columns:repeat(2,1fr)}
.card{border:1px solid var(--line);border-radius:12px;padding:24px;background:white;box-shadow:0 3px 12px rgba(11,31,58,.04)}
.card p:last-child{margin-bottom:0}.kicker{color:var(--emerald);font-weight:700}
.checks{padding-left:20px}.checks li{margin-bottom:7px}
.statbar{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:30px}.stat{padding:18px;border-radius:10px;background:var(--navy);color:white;text-align:center}.stat strong{display:block;font-size:24px;color:#fff}.stat span{font-size:13px;color:#dbe4ef}
.quote{border-left:4px solid var(--gold);padding:10px 0 10px 20px;font-size:20px;color:#34465c}
.cta{background:var(--navy);color:white;padding:54px 0}.cta h2,.cta p{color:white}.cta .btn{background:white;color:var(--navy);border-color:white}
.site-footer{background:#07182e;color:#d9e1ea;padding:42px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}.site-footer a{color:#f0f4f8}.site-footer img{width:76px}.footer-bottom{border-top:1px solid #28425f;margin-top:30px;padding-top:18px;font-size:13px;color:#9fb0c4}
.breadcrumb{font-size:14px;color:var(--muted);margin-bottom:16px}
.page-hero{padding:56px 0;background:var(--soft);border-bottom:1px solid var(--line)}.page-hero h1{font-size:46px}
.service-number{display:inline-flex;width:34px;height:34px;border-radius:50%;align-items:center;justify-content:center;background:#e9f4f0;color:var(--emerald);font-weight:800;margin-bottom:12px}
.notice{background:#fff8df;border:1px solid #ead899;border-radius:10px;padding:18px}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:36px}.field{display:grid;gap:6px;margin-bottom:16px}.field label{font-weight:700;color:var(--navy)}.field input,.field select,.field textarea{width:100%;padding:12px;border:1px solid #cfd7e1;border-radius:8px;font:inherit}.field textarea{min-height:150px;resize:vertical}
form .btn{cursor:pointer}.small{font-size:13px;color:var(--muted)}
@media(max-width:900px){.header-inner{flex-wrap:wrap}.brand{min-width:0}.nav-toggle{display:block}nav{display:none;width:100%;margin:0 0 14px}nav.open{display:block}nav ul{flex-direction:column;align-items:flex-start;gap:10px}.header-cta{display:none}.hero-grid,.contact-grid,.footer-grid,.grid,.grid.two,.statbar{grid-template-columns:1fr}.hero{padding:48px 0}.hero-logo{max-width:240px}.page-hero h1{font-size:38px}}
@media(max-width:520px){.container{width:min(var(--max),calc(100% - 26px))}.brand span{font-size:14px}.brand small{font-size:11px}.brand img{width:48px;height:48px}.section{padding:50px 0}.hero{padding:38px 0}.lead{font-size:17px}}